The first comprehensive financial guide for Latinos, by Latinos. Latinos stand poised to become the largest minority group in the United States early in the coming century. Yet this readership has lacked reliable, targeted financial information. It’s time for a personal finance book that addresses the need of the Latino community for sound, practical, financial advice. "The Latino Guide to Personal Money Management" is the first personal finance book by and for Latinos in the US market. Laura Castellanos and Laura Castaneda combine their financial and journalistic expertise in this definitive guide and reference. Individuals and families will find a panoply of advice on how to set up and use US bank accounts, save for retirement or college, and send money to family members in other countries. This guide also includes valuable tips on buying stocks and bonds, negotiating for a home, and applying for credit. The authors focus on every important aspect of money management and provide the reader with extensive resources-- worksheets, useful lists of financial institutions, and sources of bilingual information. For Latino-Americans who want to take control of their finances, this unparalleled guide is a must-read. Tip and strategies include: preparing for and financing children’s educations; taking care of extending family while planning for retirement; selecting all types on insurance; locating banks that serve Latinos’ needs; finding bilingual financial services.